“Credit Reports and Credit Scores”,

a new Group in ActiveRain. I created a new Group,

“Credit Reports and Credit Scores”,

in ActiveRain:  http://activerain.com/groups/CreditReportsScores

This group is open to everybody to share their expertise's, stories and experiences regarding credit issues and credit scores. Make sure to post informative blogs to help educate the Consumers. Talk about Tips and Tricks on how to establish/re-establish credits and how to improve credit scores.

Anybody can view the posted articles, but in order to post your article you must be an ActiveRain member. If you are not a member of ActiveRain, it is easy and free to join.

You can also view the articles anytime at my website http://www.texasfivestarrealty.com/MyBlogs.asp

We will provide, as a minimum, answers to the following questions.

·         What is a credit report?

·         What is a credit score?

·         What is a FICO score?

·         Who are the major credit reporting agencies in the U.S?

·         Why are credit scores so important?

·         What is a credit report made of?

·         What is a credit score made of?

·         How can I improve my credit score?

·         How much will a slightly bad credit score cost me?

·         How much will an increase of 1% on an interest rate cost me?

·         Are there other credit scoring companies?

·         How do I access my credit reports and credit scores?

·         How can I establish a good credit history?

·         How can I re-establish or improve my credit scores?

·         Where and who should I contact to correct an error on my credit report?

·         What types of credit are available?

·         What are my rights as a consumer?

 

These articles will also provide other useful information such as:

·         List of Do’s and Don’ts before applying for a loan

·         List of Do’s and Don’ts after applying and before closing a mortgage loan

·         List of Do’s and Don’ts after foreclosure, short-sale, bankruptcy, and other unfortunate events.

·         Many examples of how to improve your credit scores, utilizing our tips and techniques

·         Federal law: The Fair Credit Reporting Act (FCRA)

·         Federal law: The Fair and Accurate Credit Transaction Act (FACTA)

·         Federal law: Equal Credit Opportunity Act (Regulation B)

·         Federal law: Fair Debt Collection Practices Act

·         Texas Fair Debt Collection Practices Act

 

Please join the Group and start sharing your thoughts.

Thanks, Bahman Davani

You can also view the articles anytime at my website http://www.texasfivestarrealty.com/MyBlogs.asp

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